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Sure. Nobody wants to admit that they’ll die someday. But the last thing you want is to not have the proper life insurance policy in place should disaster strike.
The concept is simple: you buy a life insurance policy that pays to your beneficiary or beneficiaries when you die!
If someone, be it your wife, your children or your business partner, depend on you in any way that can be seen as a financial dependency, then you do need life insurance. In the case of premature death your family will need money to pay your last expenses, like outstanding bills, funeral expenses or rent.
No amount of money can ever replace a person. But more than anything, life insurance can help provide protection for your loved ones.
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