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Credit Cards allow individuals and companies to buy products now without using cash and pay for them later. With a credit card, you can make purchases both inside and outside of Nigeria and pay directly through your bank. Similar to a debit card, credit cards have advanced security features, which include a unique identification number, a 3 digit CVV, security chip and PIN protection to enhance the safety of the user and the confidentiality of their information.
In Nigeria, Mastercard, Visa and Verve are the most popular types of credit cards. They are generally issued by a bank. Upon applying, your bank or financial institution will assess your creditworthiness (similar to when applying for a loan) and will accept your application based on your credit score. From there you can decide what type of card best fits your needs.
At CompareGuru, you can request information about Nigeria’s leading credit cards and take the first step in applying for yours today!
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